Understand the relationship
Identify the client’s role, counterparties, jurisdictions, money and data flows, and the commercial points already agreed.
A payment agreement shapes when money moves, who carries a loss and what happens when the relationship ends. We review contracts for payment providers and merchants against the actual service, funds flow and commercial position, then help teams track what they have agreed.
Discuss your routeWho this is for
Built around the proposed activity.
- PSPs, payment aggregators and acquirers negotiating merchant or partner terms
- Forex, gaming, e-commerce and other merchants appointing payment providers
- Technology businesses and operating companies managing service, vendor and outsourcing agreements
Typical work sequence
A review that supports the commercial decision.
Review and negotiate
Prepare a marked-up agreement and prioritised issue list, with proposed wording and fallback positions for the agreed negotiation scope.
Prepare for signature
Reconcile schedules, authority, key dates and unresolved points before the client decides whether to sign.
Track the obligations
Record the executed version, owner, notice deadlines, renewals and material operating duties in a contract register.
Core readiness areas
What the work normally needs.
- The agreement, schedules and any incorporated terms
- The commercial model and settlement arrangements
- The party the firm would represent and relevant jurisdictions
- Priority concerns and the intended signing date
- Existing licences and policy dependencies where relevant
- A business owner authorised to settle commercial decisions
Common pressure points
Problems to resolve before they become delays.
- 01
Settlement dates that omit cut-offs, holidays or reconciliation responsibilities
- 02
Unclear reserve, withholding, chargeback and post-termination release provisions
- 03
Liability, data and service schedules that contradict the main agreement
- 04
Renewal or notice dates that never reach an accountable business owner
How the firm assists
A defined mandate, not a generic package.
For PSPs, the review can address merchant eligibility, permitted activities, risk controls, evidence, suspension and recoverability. For merchants, it can address payment certainty, transparent deductions, proportionate risk allocation and a workable exit. Representation is subject to conflicts: the firm does not imply that it acts for opposing parties in the same negotiation.
Send a non-confidential enquiryFrequently asked questions
Useful starting answers.
What do we receive from a contract review?+
The agreed scope can include a marked-up draft, a prioritised issue list, proposed fallback wording and an execution or implementation note. Negotiation rounds and turnaround are specified before work begins.
Can you review a PSP agreement for a gaming or forex merchant?+
Yes, subject to conflicts and acceptance of the mandate. The review considers the merchant’s activity, payment flows, contractual obligations and sector-specific dependencies.
Can you track contracts after they are signed?+
Yes. A separately agreed mandate can maintain a register of executed versions, owners, obligations and renewal or notice dates. The firm’s free Contract Register & Renewal Tracker is also available in Document Studio.
Do you advise on foreign-law contracts?+
We can coordinate cross-border commercial and compliance work. Advice requiring foreign legal qualifications is scoped with appropriately qualified local counsel; Kenyan admission does not confer admission elsewhere.
info@snnyagaadvocates.co.ke+254 728 852 448Westpark Towers, 11th Floor, Mpesi Lane, Westlands, Nairobi