Regulatory strategy for payment service providers, digital-finance platforms, remittance businesses, forex brokers and technology-led financial products.

Legal clarity for regulated growth.
A Nairobi-based boutique law firm helping fintechs, payment providers, licensed institutions and high-growth enterprises navigate regulation, structure opportunity and move forward with confidence.
Focused where law, regulation and business meet.
Fintech and financial regulation lead our practice. Around that core, we provide the corporate, commercial and dispute support businesses need to operate and grow.
Risk-based frameworks that convert AML/CFT, onboarding, screening, monitoring and reporting obligations into clear operating controls.
Support across formation, governance, transactions, shareholder arrangements, contracts and regional structures designed around the commercial relationship.
Advice on registrations, privacy governance, lawful processing, technology and data agreements, DPIAs, incident response and regulatory engagement.
Start with a focused, non-confidential conversation.
Request a 20–30 minute introductory consultation, subject to assessment, conflicts and availability. If a fee applies, it will be confirmed before a time is reserved. We ordinarily respond within one business day.
Useful answers begin with the right questions.
Use the firm’s private, in-browser tools to assess PSP licensing readiness, screen a project for DPIA indicators or generate a fintech partnership review checklist.

Legal rigour, shaped by operational insight.
S.N. Nyaga & Company Advocates was built for clients who need more than a recital of the law. We translate complex requirements into clear decisions, workable documents and practical next steps.
Founded by Sammy Nyaga, an Advocate of the High Court of Kenya with corporate, regulatory and compliance experience, the firm advises startups, licensed institutions, investors and growing businesses across East and Southern Africa.
Practical thinking for regulated businesses.
Selected guidance from the firm’s existing publications, focused on the regulatory questions founders and operating teams are actually dealing with.
Clear advice. Decisive execution.
Every engagement is scoped around the decision, deliverable and outcome the client actually needs.
Consult
Understand the model, mandate, pressure points and intended outcome.
Strategise
Map the legal position, evidence required, choices and risks.
Take action
Deliver the documents, applications, negotiations or controls that move the matter forward.