Regulatory strategy for payment service providers, digital-finance platforms, remittance businesses, forex brokers and technology-led financial products.
Integrity · Precision · Results
Legal clarity for regulated growth.
Legal and regulatory support for payment providers, merchants, forex and gaming businesses, and growing companies. We help you assess a launch, negotiate the contract and manage the obligations that follow.
2022Principal admitted as a Kenyan advocate
AfricaCross-border legal & compliance experience
KENairobi-based, regionally focused
From regulatory question to operating positionOur working lens
01
Define the modelProduct, transaction, market
02
Secure the positionStructure, licence, documentation
03
OperationaliseControls, governance, reporting
04
Scale with confidenceContracts, partners, expansion
ClarityComplianceMomentum
01 / Expertise
Focused where law, regulation and business meet.
Fintech and financial regulation lead our practice. Around that core, we provide the corporate, commercial and dispute support businesses need to operate and grow.
Risk-based frameworks that convert AML/CFT, onboarding, screening, monitoring and reporting obligations into clear operating controls.
Support across formation, governance, transactions, shareholder arrangements, contracts and regional structures designed around the commercial relationship.
Advice on registrations, privacy governance, lawful processing, technology and data agreements, DPIAs, incident response and regulatory engagement.
02 / Common starting points
Start with the decision in front of you.
These focused routes explain who the work is for, what is normally required, the likely sequence and the pressure points to resolve early.
0102030405060708091011121314
Managed Contract Desk
Organise agreements, prepare priority templates and agree continuing commercial legal support.
Bank/PSP Partner Readiness
Prepare a coherent evidence pack for a specific banking or payment-provider relationship.
Portfolio Legal Programme
A paid three-company pilot for funds, accelerators and enterprise programmes.
PSP and merchant contract review
Review payment terms, reserves, liability and exit; keep executed contracts and deadlines under control.
PSP onboarding policies
Prepare tailored policies and operating evidence for payment providers and the merchants they onboard.
Betting and gaming licensing
For operators, technology suppliers and payment partners assessing Kenyan gaming activity and compliance.
Outsourced general counsel
A defined monthly legal mandate for contracts, governance and recurring business decisions.
Business licensing and approvals
Identify the relevant approval route before committing to incorporation, an application or launch.
Payment Service Provider licence
For payment businesses assessing the CBK perimeter, structure, application evidence and operational readiness.
Online forex licensing
For dealing and non-dealing brokers, money managers and foreign firms entering the Kenyan market.
AML/CFT compliance programme
For fintechs and regulated businesses translating risk, KYC, monitoring and reporting duties into controls.
Data protection and ODPC compliance
For registration, privacy governance, DPIAs, data agreements, complaints and remediation.
Company formation and market entry
For Kenyan incorporation, ownership, governance and coordinated regulatory establishment.
Work permits and investor entry
For employers, investors and founders coordinating immigration with the underlying Kenyan activity.
Considering a regulated launch or business decision?
Start with a focused, non-confidential conversation.
Request a 20–30 minute introductory consultation, subject to assessment, conflicts and availability. If a fee applies, it will be confirmed before a time is reserved. We ordinarily respond within one business day.
02 / Legal Toolkit
Useful answers begin with the right questions.
Use the firm’s private, in-browser tools to assess PSP licensing readiness, screen a project for DPIA indicators or generate a fintech partnership review checklist.
Founder & Principal AdvocateSammy Nyaga
03 / About the firm
Legal rigour, shaped by operational insight.
S.N. Nyaga & Company Advocates was built for clients who need more than a recital of the law. We translate complex requirements into clear decisions, workable documents and practical next steps.
Founded by Sammy Nyaga, an Advocate of the High Court of Kenya with corporate, regulatory and compliance experience, the firm advises startups, licensed institutions, investors and growing businesses across East and Southern Africa.
LL.B (Hons)PGDip LawAdvocate of the High Court of Kenya
01Commercial clarity
02Integrity without compromise
03Precision with purpose
04 / Insights
Practical thinking for regulated businesses.
Selected guidance from the firm’s existing publications, focused on the regulatory questions founders and operating teams are actually dealing with.
05 / How we work
Clear advice. Decisive execution.
Every engagement is scoped around the decision, deliverable and outcome the client actually needs.
01
Consult
Understand the model, mandate, pressure points and intended outcome.
02
Strategise
Map the legal position, evidence required, choices and risks.
03
Take action
Deliver the documents, applications, negotiations or controls that move the matter forward.
info@snnyagaadvocates.co.ke+254 728 852 448Westpark Towers, 11th Floor, Mpesi Lane, Westlands, Nairobi